Paid single women how to manage money?1

What to buy insurance?

As a 33-year-old single women, selected from the insurance point of view, priority should be given health insurance, in particular, should try to buy a critical illness insurance, and then add on this basis, several additional risk the health classes. If you have health insurance can be reimbursed part or unit, you can select the class of insurance benefits; the other hand, you will need to purchase additional hospitalization insurance. According to the situation with a patient can buy the insurance reimbursement. Higher risk if the working environment or often travel insurance should be based on the main accompanied by a personal accident insurance or travel insurance. Your other financial support is the focus of the proposed purchase of a certain number of old-age insurance or annuity with a bonus character, not only can develop a good habit of thrift and savings, but also when still young with a great salary, with less expenditure for the future purchase of a high security.

What investment?

Making the investment protection of the above, the proposed one-third of your income out to invest. Because you are the main source of family income, parents also face health care, retirement pressures, to meet cash needs in a timely manner, you can purchase one-third of the monetary fund, similar to the savings, but do not pay tax on interest, income higher; one third of the purchase allocation funds, access to monetary income funds than high, but the risk is slightly larger, if the long-term investments will earn higher returns; last third of the purchase of stock funds, may win part of the high income. Through this purchase funds, and further to achieve security - benefit - financial goals of greater benefit.

Constant Beijing Exhibition Marketing Manager of Financial Services Limited

Hou Renfeng

Money

How financial management by the Olympic wind

This year, the Olympics will drive all aspects of national development, not to mention the economy, can we take this opportunity to send a small fortune that it? A colleague bought the first set of Beijing Olympic Games commemorative coins has gone up a few thousand dollars, a friend bought a gold "Bird's Nest", also saying that we would, I saw the bank also launched a financial products linked with the Olympics. May I ask how should invest in these Olympic Games and the Olympic collectibles financial products?

Investment and investment in the Olympic collectibles antiques or works of art is different. The latter's investment value lies in its rare, while the former commemorative larger. Because each Olympic Games will have a certain amount of collection launch, though, as commemorative coins, gold "Bird's Nest" This souvenir itself has some value, but every four years, will eventually reduce the replacement value of the collection. Of course, some rare, expensive Olympic collectibles, or collectible, but its value to the collection but the concept is not simply given by Olympic Games.

Financial products for the Olympic Games, the Olympics may wish to consider some concepts of equity-linked structured products. For the Olympics to directly promote the rapid development of related industries, thus the stock of these industries have a substantial positive effect, linked to structured financial products such stocks naturally give good returns to investors.