Paid single women how to manage money?2

China Minsheng Banking Financial Markets Financial Product Development Manager

In Young

Apply for a credit card

Can choose a bank on behalf of wages

Withholding utilities

Can apply for loans to banks

How the Spring Festival travel insurance

Chinese New Year this year, similar to several of our friends from driving out to play, and parents want to travel abroad. Would like to ask whether there are suitable for our travel insurance? Hearing a lot of self-driving tour of minor incidents encountered in the process, I would like to have travel insurance can make us more secure, and parents since the first tour appearance, but also older, I would like to know there is no suitable They travel safety insurance.

Many insurance companies now have about travel insurance, and low premiums, high security, general insurance age is one year old to seventy years of age, according to their travel time and the need for flexible security options. Some insurance companies also comes with a number of projects, such as American International Assistance Services Card (AIAS), 24-hour multi-language response, and other global query service. Moreover, some countries of destination of inbound tourists travel accident insurance have special requirements, insurance advice before you clear.

If an accident occurs during travel, in the active treatment and do not forget to preserve the original information, such as: a complete out-patient, emergency medical card; discharge summary; medical official receipt, and the required other proof of this claim and related information. Back to the place of residence after the insurance agent with his own claim of a link.

Million net special insurance and financial advisor Paul Cui Chunxia

Integration of multiple bank cards

Mr. wallet heavy, which the bank card variety. I think so many cards is cumbersome to administer, both advised him to do less, but he said these cards each have their own purposes, there are ATM withdrawals, a withholding of housing loans, there are payment of utility bills, there on behalf of the wages of the. I ask so many cards do you really need, how can the card be completed at least the most functions?

On the surface, holding more than one card is to bring their own convenience, but in fact is not conducive to the management of personal funds. Annual fee is not deducted each year, also added his own over-consumption and the risk of loss of card. Moreover, holding the card between different banks is also likely to cause the dispersion of personal funds, the need for reconciliation, changing the card and report the loss, you need to go back and forth between different banks, a waste of time and energy. So I suggest you try the card features Mr. integrate a credit card can choose a bank on behalf of wages, so that cards can be used for automatic generation of payroll payments; utilities can be given for withholding the mortgage banking; if you are very busy, but also for a long time hanging on the Internet, you can choose online banking feature-rich bank card.